Celebrating Women!

I wanted to make a post centered around celebrating women! Being a woman comes with many reward and challenges.  We have come a long way for equal rights and I must say, LADIES…we are dominating but still have along way to go.  First lets celebrate what we have achieved in the past decades!  

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#1. Independence – We have been able to secure some of the top careers in places that we were never able to navigate such as politics, running for president, mayor, governor, CEO of some of the largest fortune five hundred companies. We now are mothers and head of household in many homes. We are able to raise children and have a prosperous career at the same time. Although we have a ways to go when it comes to equal pay among-st our male counter parts, lets celebrate this achievement thus far!

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#2. Education – We have been able to secure education status of Masters, Doctoral, JD status just to name a few.  In the past, we had to sit back and watch our male counter parts dominate the education system and get the better jobs, but now, ladies we are able to go as high as we want in the education system and change some of the though process from the past that we were to be barefoot and pregnant after high-school.  NOT ANYMORE!

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#3. Women of Color – I want to celebrate ladies of color because the struggle IS real. Although for ALL women have faced and issues, women of color have faced many additional challenges from racism, judgement, media and scrutiny just to name a few for decades and still have a long road to go. The day that all women can come together and make their power and presence known, we can overcome some of the challenges still faced as a GENDER. Forget a RACE, lets band together as a GENDER and knock the socks of these dick heads!  Unity is stronger than individual segregation. Lets celebrate women AND women of color pressing forward and staying strong when everyone else has been against us ALL. What you say?

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If there is anything else you believe should be celebrated by all women please comment and share, thank you for Reading!

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Blue Collar Vs White Collar Careers – Is one better than the other?

I never really though much about working in a blue collar field.  Reason being is that my parents pushed going to college on me since I was a little girl.  They were advocates of getting a degree, and college education so that way I was able to land a “good” job and make a “good” living.  So that is what I did, I went to undergrad and received my Bachelors in Communications, then pursued my MBA in Human Resource Management. I can honestly say it paid off because I do make a good living for myself and have learned transferable skills that I can take within me as I enhance my career. The flip side is the cost it requires to attend college is high, and it continues to go up every year. Most students who want to finish their degree as soon as possible has some form of loan debt.  In a perfect would it would be great to have rich parents that can pay for it, but the average working class person does not have that luxury. If you ask someone who works in corporate America I am sure they are carrying some form of debt or paid off some form of debt to obtain the position and income that they have.

Blue Collar jobs are available to those who don’t want to attend college, or minimal schooling.  College is not for everyone and you can still make a decent income working for the railroad, construction, electrical, entrepreneurship, and any job that does not require a formal education. You can make a salary almost competitive to the White Collar employer. The flip side is that these jobs are hourly based so if you need time off, your income can fluctuate week to week which can affect your way of living with expenses and family. Also, if you get hurt in these types of jobs, you don’t get your full income because you are being paid by benefits which is just enough to get by.  Very minimal job security if you are no in a Union, and a lot of time, the stress is really high working in this field.  So although you may not carry much debt if any at all, is it worth it?

The best way to look at it is are you fulfilled, does this career make you whole, and do you feel like you are using your skill set….at the end of the day if its White collar or Blue Collar…are you serving a purpose to your community. Thanks for Reading!

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Are we Living to Work?

This is an interesting topic and honestly, it depends on how you look at life, specifically your life and circumstances.  

The first question is Are we living to work? 

Without humans working daily to make the everyday function of life habitual we will be living like the Indians right?  There would be no buildings, fast food restaurants, houses,  daycare’s, schools, laundry facilities, car dealerships, grocery stores and I can keep going, the list goes on.  Who made these facilities?  Humans did.  So if we did not use our brains (which is one of the most powerful muscles) we would not live the standard of life that humans are living today.  Lets not get started with the advancements of technology.  Kids today will never know what its like to live with out IPADs, laptops or Tablets. So are we living to work?  Are we here to help keep technology going, making the earth a habital place?If we didnt use our minds to help make this world a liveable place would it still function? Before the advancements, life was able to be lived through eating food from the wild, building homes out of straw etc? We wouldn’t last a week living like that now.  Are we here to continually advance the quality of human life then die for the next generation to take over?

The flip side, are we Working to live?

In order to live a life as a soul on this place called earth we must work to survive right?  If we dont work and have income (money) to pay bills and provide food for our families, we wont last here in this lifetime long.  Many people have risked their lives for this green machine we cal MONEY. People result to prostitution, drug dealing, theft, robbery, killing, etc. just to get their hands on money to live. If you are blessed enough to get rich or have wealth life wont be so hard obtaining and living a lifestyle on earth that is deemed successful. But are they really happy?  What if you have wealth today and gone tomorrow? Couldn’t this take a toll and make you not want to live life having to function like a normal person with a 9-5 pm.  Average people if they are lucky, have a job and make enough income to feed and house their families, we have 65 soon to be 70 years to work if your lucky, and not get ill to where you have to depend on the government.If we all decided we were no longer going to go to work, and did what we wanted, without any regards to money, would we be able to survive on earth? Would we drive ourselves crazy without rules……  So which do you think it is?

Are we Living to Work or Working to Live? Maybe Both? Thank you for reading!

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Student Loan Debt Sucks!

I really think this is a topic that many of us wish could get more light shined on.  Its almost one of the worst financial crisis we have had since the mortgage issues and foreclosure disasters back in 2008.  We are told to graduate high school and go to college.  We spend 4 years preparing to invest in higher education so we can secure our future with a good paying job. Each year tuition goes up and student loan interest rates increase.  So the question I have is Student Loan Debt even freaking worth it? 

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Many of us are not getting paid what we expected after college.  We have to balance student loan payments with other financial goals such as purchasing a house, starting a family, buying a car, going to Graduate school, traveling etc. I know many people who have student loans over 100,000 just to afford college and cannot afford the payments so they put the loans in forbearance or deferment just to make ends meet.  This sucks because all the loans are doing is drawing more interest making the amount owed way larger. 

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So this makes me ask again, is it even worth it to go to college? You think okay if I get a blue collar job, I am only paid hourly. That’s not secure.  But on the other hand you wont have a bunch of loan debt following you that is never getting paid down.  With the increase in tuition, millennial leave college in mounds of debt with vary sheisty options. On the other hand, you go to college, and have the American dream of obtaining a degree, making a decent income, but also carry the mountain of debt with you if your way of paying for the degree was Financial aid or a Private Student Loan.  I figured it out, the government wants US to stay in Debt, this way they always having money coming in….that’s the only answer I can come up with. 

Yeah you can say well don’t borrow so much and make payment while in school etc.  What if you aren’t working while in school, what if Financial aid is your only means to paying for your education.  What if your parents made too much money and you had to get a private loan which is credit based like myself?  It sucks and even if you do get forgiveness, you must have a non for profit type position, that don’t pay all that great, such as teacher and social work etc.  I really hope they find a better way for education seekers to manage debt and better repayment options, or just forgiveness for everyone after they paid for so long. What is your thought on this topic, and do you have student loan debt that you wish would go away?

 

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